Study Shows “Millennials Deserve More Credit”

Study Shows “Millennials Deserve More Credit”

Posted on .

Not every millennial fits into the stereotypes that are so prominent in our society. Those who have risen above the stereotype are ready and willing to buy a home of their own, and many others already have!

Should I Wait Until Next Year to Buy? Or Buy Now?

Should I Wait Until Next Year to Buy? Or Buy Now?

Posted on .

The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.Freddie Mac predicts interest rates to rise to 5.1% by 2019.CoreLogic predicts home prices to appreciate by 4.3%...

Ready for Retirement

Ready for Retirement

Posted on .

It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for retirement. It is hard to imagine that they are expecting Social Security will take them through their golden years. A person who has paid...

Homeowner Tax Changes

Homeowner Tax Changes

Posted on .

The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits.

Why Is There So Much Paperwork Required to Get a Mortgage?

Why Is There So Much Paperwork Required to Get a Mortgage?

Posted on .

There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history: 1. The government has set new guidelines that now demand that the bank proves beyond any doubt that you are indeed capable of paying the...

7 Reasons to List Your Home This Holiday Season

7 Reasons to List Your Home This Holiday Season

Posted on .

Every year at this time, many homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes on the market decide to take them off until after the holidays.

Renting or Buying…Either way, Your Paying Someone’s Mortgage

Renting or Buying…Either way, Your Paying Someone’s Mortgage

Posted on .

There are some people who have not purchased homes yet because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your...

Up-front Points to Lower the Rate

Up-front Points to Lower the Rate

Posted on .

When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the points that may be charged along with the rate.